I’ve been doing a bit of research into being a virtual assistant. According to Wikipedia:

A Virtual Assistant (or simply VA), is an independent contractor providing administrative, technical, or sometimes creative assistance to clients–usually to other independent entrepreneurs and solo and small business practices, such as that of a lawyer or realtor. Virtual assistants work from their own office (hence “virtual”), thus making it a fairly popular (and growing) profession. It is estimated that there are about 5,000-8,000 virtual assistants worldwide. Common modes of communication and data delivery include the Internet, File Transfer Protocol (FTP), and fax machine. Although the occupation gives a degree of independence, work is on a contractual basis, and a long-lasting cooperation is standard. Typically 5 years of administrative experience in an office is expected at such positions as executive assistant, secretary, legal assistant, paralegal, legal secretary, real estate assistant, office manager, etc.

This is basically the work that I do at E. Webscapes. Even though I’m technically the Assistant Project Manager, when Lisa first started looking for someone she referred to them as a virtual assistant. In all honesty, I’d never even heard of a virtual assistant until I read Lisa’s post. I thought that it seemed like something I’d be good at and a great way to earn a little extra money.

However, I have LOVED working at E. Webscapes, and I can’t help but wonder if maybe I should look at this whole virtual assistant thing a little more seriously. There’s an intensive training course offered by AssistU - basically it’s a semester long certification. If I were to do this seriously, I would apply to AssistU. But I still don’t know if that’s what I want to do. Don’t really have any resolution on this, it’s just been on my mind, so I thought I’d post it. Thoughts?

Well, I got my kittens last night! So far, it’s been interesting.

The first thing was that when AJ and I went to the shelter to pick them up, AJ’s little kitten was there too, and they were wanting her to go home last night. This was news to us, but AJ went ahead and filled out all the paperwork and so three went back to my apartment. Ana spent the night with me and the boys since AJ wasn’t prepared to have her yet and needs to do some kitten proofing.

Ana and my boys don’t NOT get along, but even this morning they were still growling and hissing some, so that was a challenge all last night - keeping them all happy and unscared when they were freaking each other out.

The other mishap - around 5AM this morning, one of the boys got up next to me on the bed . . . and then peed. It was so gross. I mean, I was expecting it to happen at some point, but this was the first night, and it was 5AM . . .

So, I immediately stripped the bed and started washing things, and slept on the sofa. I’m kind of tired, and I was running late this morning since I didn’t have my alarm clock in the room with me . . . oh well.

I still don’t have names for them, but we’re trying to figure something out. And they are at home right now (I’m at the box office), and I am sooo hoping they haven’t torn things apart!

Pictures forthcoming!

(Anyone have tips about the peeing?)

I hope that everyone has had a fantastic Turkey Day! As I mentioned, my parents drove up here last night to join my brother (who goes to a nearby school), AJ, and myself for Thanksgiving supper in my apartment. I had to work until almost 5, so my mom did all the cooking, which was so amazing! We had a delicious meal, even though it was in my tiny apartment. It was great to get to share the holiday together even though I had to work. Tomorrow the plans include going to look at possibly getting a Christmas tree for me! WOO HOO!

Also, I’m sure you’ve noticed, I’ve done a little Christmas decorating around the blog! You can thank Lisa for the AWESOME design that she’s made for me! I can’t express how excited I am about this design. It makes me want to drink hot chocolate by the fire while listening to Nat King Cole!

How was everyone else’s Thanksgiving?

In an effort to get a better handle on my finances, I’ve started to learn about credit . . . specifically, the magical credit score that determines all of your financial future. It influences your ability to obtain a credit card (and the card’s interest rate and credit limit), mortgage, loan, or any other number of things that I may or may not need to do in the future. Poor financial decisions will create bad credit which limits what you can and cannot do in the future.

One of the best things you can do for your personal financial health is to regularly check your credit report. It is now FREE to obtain a copy of your credit report once a year from each of the three credit reporting bureaus. Because of this, many financial advisers are now recommending that every four months you check your credit report.

What exactly is this credit report, and why do you need to check it so often? It is a listing of all the accounts that you have on record. Remember that credit card that you opened at the mall one day three years ago and only used once? It’s on your credit report, and every time an employer/lender/bank/etc. checks your credit, they see this card. You forgot to pay your cable bill when you moved to a new state? You’ve got a missed payment on your credit report that shows up and detracts from your credit! Or perhaps you thought you paid off that outstanding rent payment, but for some reason it’s still there . . . four years later, giving you bad credit. It’s important to keep tabs on your credit report so that you know what is happening in your life. This can also be VERY useful if you think you may have been a victim of identity theft, because if someone else has been doing things in your name that you don’t know of, this is where you can catch it.

However, there are scams out there trying to GET all your credit information by posing as “free credit report” websites. Don’t be fooled! THE website to go to is AnnualCreditReport.com. This one is not a scam and is safe to use. You can go to this site to get your report from Equifax, TransUnion, or Experian (the three reporting bureaus). They also make it available to get your actual credit score, but this costs a little money (I got mine from TransUnion for $7.95). From what I’ve researched, it’s recommended that you get your credit REPORT every four months (since it’s free) and your credit SCORE once a year, just so you know where you stand.

I was quite pleasantly surprised when I checked mine. I figured since I’ve only been building my credit for about 18 months that it would not be very good, and there wouldn’t be much information, but there was quite a bit on there, including an account that I had forgotten about. The report also gave me some thoughts as to why my score isn’t higher (accounts haven’t been open really long and I don’t have any involvement with real estate).

You can find way more information on credit by reading any good personal finance blog (check out the links in my sidebar). For more specific information about this topic, read How to Obtain Your Free Credit Report @ Get Rich Slowly.

Taking control of your financial situation by keeping tabs on your credit? Works for me!